Introducing Abhi’s White-Label Solution: Explore customizable fintech solutions.

Are you tired of waiting for your salary every month?

80% of your employees are too. With EWA, you can withdraw your earned salary, anytime, anywhere in 30 seconds via the ABHI phone app or SMS.

  Shariah Compliant

Earned Wage Access

Employees are able to access their earned but unpaid salary anytime, anywhere via the app or SMS. They can withdraw their salary, pay their bills and send money to family or friends whenever they want. With ABHI, employees can work without financial stress and employers can enjoy higher productivity.

AbhiSalary
Features

  • Salary Access
  • Bill Payment
  • Abhi Dost
  • Insurance
  • Easy Paisa
  • Mobile Top-up
  • Auto Salary
  • Buy now pay later

How it
works

Step 1

Company onboards

The company gets onboard with ABHI and employees download the ABHI mobile app

Step 2

Check your Balance

Your balance is shown on the app, which increases every day with the maximum amount being reached on the last day of the month.

Step 3

Transact

If you need to make a transaction, enter the amount that is needed. Then select the withdrawal account (existing or add new) and send it there.

Step 4

Transfer in 30 Second

The money gets transferred in 30 seconds into the amount you selected

Step 5

Fixed Charges

You will be charged a fixed fee of Rs.100 on every transaction.

Step 6

Payroll Process

Your company will automatically deduct the transacted amount and the transaction fee from your salary, before your payroll gets processed.

Step 7

Remaining Salary

Your remaining salary will get credited into your account by your company with the regular payroll.

A step-by-step process of the user’s journey
from your company getting onboard to accessing your salary before payday.

How it
works

A step-by-step process of the user journey from your company getting onboard to your employees accessing salary before payday

Step 1

Company onboards

Your company gets onboard ABHI and you download the ABHI mobile app

Step 2

Check your Balance

The balance is shown on the app, which increases every day as they work, with the maximum amount on the last day of the month.

Step 3

Transact

If you need to make a transaction, enter the amount that is needed. Then select the withdrawal account (existing or add new) and send it there.

Step 4

Transfer in 30 Second

The money gets transferred in 30 seconds into the amount you selected

Step 5

Fixed Charges

You will be charged a fixed fee of Rs.100 on every transaction.

Step 6

Payroll Process

Your company will automatically deduct the transacted amount and the transaction fee from your salary, before your payroll gets processed.

Step 7

Remaining Salary

Your remaining salary will get credited into your account by your company with the regular payroll.

Why it's important to financially
empower employees

conducted a study on Earned Wage Access Find out how it can elevate employee happiness & productivity
0 %
of the employed population earns less than or equal to PKR 76,900*
0 %

employees face unexpected expenses that can’t be paid through their monthly salary*

0 %

of employers believe that employees’ morale and well-being at work is affected when they can’t access funds in an emergency*

0 %

71% of the working individuals feel positive about the companies who offer EWA as an added benefit.

Here
to Help

Some Frequently Asked
Questions

Just speak to the HR department at your organization and make sure you are added to the system. You should have no problem signing in!

You can ask your HR about the cool benefit you’ve found and make them get in touch with us via our contact us page, we will reach out to them and make sure you and your colleagues get the EWA facility.

The owed amount is paid to ABHI by your employer along with the Rs.100 service fee and your remaining salary is credited to you in the next payroll cycl

Upto 50% of your earned salary.

There is no sign up or subscription fee for you or your company, you only pay when you transact.

Rs. 100 per transaction, regardless of how big or small it is.