Are you tired of waiting for your salary every month?
80% of your employees are too. With EWA, you can withdraw your earned salary, anytime, anywhere in 30 seconds via the ABHI phone app or SMS.
Shariah Compliant
Earned Wage Access
Employees are able to access their earned but unpaid salary anytime, anywhere via the app or SMS. They can withdraw their salary, pay their bills and send money to family or friends whenever they want. With ABHI, employees can work without financial stress and employers can enjoy higher productivity.
AbhiSalary
Features
- Salary Access
- Bill Payment
- Abhi Dost
- Insurance
- Easy Paisa
- Mobile Top-up
- Auto Salary
- Buy now pay later
How it
works
Step 1
Company onboards
The company gets onboard with ABHI and employees download the ABHI mobile app
Step 2
Check your Balance
Your balance is shown on the app, which increases every day with the maximum amount being reached on the last day of the month.
Step 3
Transact
If you need to make a transaction, enter the amount that is needed. Then select the withdrawal account (existing or add new) and send it there.
Step 4
Transfer in 30 Second
The money gets transferred in 30 seconds into the amount you selected
Step 5
Fixed Charges
You will be charged a fixed fee of Rs.100 on every transaction.
Step 6
Payroll Process
Your company will automatically deduct the transacted amount and the transaction fee from your salary, before your payroll gets processed.
Step 7
Remaining Salary
Your remaining salary will get credited into your account by your company with the regular payroll.
A step-by-step process of the user’s journey
from your company getting onboard to accessing your salary before payday.
How it
works
A step-by-step process of the user journey from your company getting onboard to your employees accessing salary before payday
Step 1
Company onboards
Your company gets onboard ABHI and you download the ABHI mobile app
Step 2
Check your Balance
The balance is shown on the app, which increases every day as they work, with the maximum amount on the last day of the month.
Step 3
Transact
If you need to make a transaction, enter the amount that is needed. Then select the withdrawal account (existing or add new) and send it there.
Step 4
Transfer in 30 Second
The money gets transferred in 30 seconds into the amount you selected
Step 5
Fixed Charges
You will be charged a fixed fee of Rs.100 on every transaction.
Step 6
Payroll Process
Your company will automatically deduct the transacted amount and the transaction fee from your salary, before your payroll gets processed.
Step 7
Remaining Salary
Your remaining salary will get credited into your account by your company with the regular payroll.
Why it's important to financially
empower employees
employees face unexpected expenses that can’t be paid through their monthly salary*
of employers believe that employees’ morale and well-being at work is affected when they can’t access funds in an emergency*
71% of the working individuals feel positive about the companies who offer EWA as an added benefit.
Here
to Help
Some Frequently Asked
Questions
Just speak to the HR department at your organization and make sure you are added to the system. You should have no problem signing in!
You can ask your HR about the cool benefit you’ve found and make them get in touch with us via our contact us page, we will reach out to them and make sure you and your colleagues get the EWA facility.
The owed amount is paid to ABHI by your employer along with the Rs.100 service fee and your remaining salary is credited to you in the next payroll cycl
Upto 50% of your earned salary.
There is no sign up or subscription fee for you or your company, you only pay when you transact.
Rs. 100 per transaction, regardless of how big or small it is.